FLPH Updates

Author Archives: Richard Macalintal

Do you need ACCIDENT policy if you already have MEDICAL policy?

Your medical policy covers all cost of hospitalization, including accident and illness. The only condition is that you get hospitalized for at least 1 day. No coverage if outpatient treatment or normal checkup. In short, you are completely cover if you get hospitalized due to accident. However, not all accident will lead to hospitalization. Dengue for example is mostly outpatient ... Read More »

Backyard Farming to Commercial Farming is the Key

While doing agriventures for our #FLPH farms, I noticed one thing in common to most of the farmers. They are mostly small scale backyard farmers. They produce goods probably enough to support their daily needs, or worst kulang pa sa kanila. I have no issue against backyard farmers. We need a lot of them to support our local agriculture production. ... Read More »

What LEGACY you want to LEAVE behind?

In this world, nothing is constant except death, taxes, illnesses and changes. Unlike other events, you have the option to plan for these ahead. How would you like to be remembered when you are gone? It may seem taboo to most of us to discuss within our family, but that’s a fact of life. Plan before it happens. For some, ... Read More »

Financial Freedom is a Marathon

FINANCIAL FREEDOM is a marathon, not a sprint. People tend to get excited at the start. They attend seminars, listen to speakers and mingle with others. Unfortunately, excitement dwindles along the way. They stop attending financial seminars. They pretend they know all already. They go back to old ways. You see, investing for your future is boring. Watching your money ... Read More »

Retirement Planning – Have you started?

We are all going to retire in the future. Perhaps some already did or on their retirement stage already. But for us who are still on the way, we better plan it ahead on time. Failure to do so will have great impact on our life. To make planning easier, I’ve made an excel template for you to use as ... Read More »

Lesson Learned from Investing in Various Ventures

I’ve been investing in various ventures since 2015. I do not invest alone, we invest as group. There are ups and downs. There are no failures, only lesson learned along the way. Risk is part of it and we continue to take more risks to venture. Our goal is to make our money grow, make passive income and retire early. ... Read More »