FLPH Updates

Financial Literacy

If you have credit card in Singapore, maximize your credit limit now!

I’ve been in the insurance business for more than 6 years now. I helped my clients processed more than $400,000 worth of claims as of today, mostly medical hospitalization related. During these years, I realized the value of credit card. Singapore cost of medical hospitalization is really high and it keeps on increasing significantly every year. If you have never ... Read More »

Is nCorona Virus Covered By Your Insurance Policy?

With the increasing number of infections worldwide, here’s what you need to know if your insurance will protect you. There are 3 insurance policies you might have right now: LIFE, MEDICAL and ACCIDENT. ACCIDENT PLAN do not cover the coronavirus as it is only for accident and injury related. However, some accident plan for kids may cover this under their illness ... Read More »

How much LIFE INSURANCE do you need?

Let’s assume you want to buy life insurance now which covers death. The question is, how much coverage do you really need? When buying life insurance, you have to take note that you are insuring yourself for what you are worth for. How much is your life worth? Imagine you buy a car worth PHP 1M pesos, you are also ... Read More »

Bayanihan Outreach with PNB, SSS & PAGIBIG

Last Saturday, August 17, 2019, we had the privilege of listening to our 3 guest speakers from PNB, SSS & PAGIBIG. Over the years, we have invited them several times. Everytime I listen to them, it’s like new learnings are always added to me. These 3 are important in every OFW’s life in Singapore. They are somewhat linked to each ... Read More »

Don’t Rely On Your Company to Protect Your Loved Ones

As an employee of the company, most of us have insurance coverage. The only variations are the amount of coverage and the details of coverage that each companies are offering. Buying insurance for the employee involves money, so it is up to the company which package they will get for their employee. It is an added morale to employees knowing ... Read More »

Do you need ACCIDENT policy if you already have MEDICAL policy?

Your medical policy covers all cost of hospitalization, including accident and illness. The only condition is that you get hospitalized for at least 1 day. No coverage if outpatient treatment or normal checkup. In short, you are completely cover if you get hospitalized due to accident. However, not all accident will lead to hospitalization. Dengue for example is mostly outpatient ... Read More »