FLPH Updates

Financial Literacy

Retiring and Getting Out of the Rat Race

As an OFW for more than a decade now, I know that our life working abroad will end someday. Most of us will go back to the Philippines and be with our loved ones. Whether we are ready or not, it’s inevitable. The only question by then is, are you prepared when it happens? When it do happen, there will ... Read More »

Do you have the right CRITICAL ILLNESS coverage?

There are 3 insurance plans we need to have: LIFE, MEDICAL and ACCIDENT. Among these 3, MEDICAL policy is the most important followed by LIFE coverage. Life coverage covers 3 areas: death, total & permanent disability and critical illness protection. In the event of hospitalisation, we all know how expensive it is and how detrimental to our finances if we don’t ... Read More »

If You Want to Retire, Invest or Do Business

Base on Robert Kiyosaki’s cashflow quadrant, there are four ways to produce income. As OFW, most of us are on the left side, earning money from being employed or perhaps for some, self employed. We are earning what we call the ACTIVE INCOME. Active income because we are paid base on our effort. Employees get their salary from their bosses. Self ... Read More »

Does Your Insurance Portfolio Coping Up With Your Investment Portfolio?

While we are busy building our investment portfolio, kumusta naman kaya ang insurance portfolio natin? Lumalaki din kay coping with the increase in our needs and cost of medical expenses nowadays? Unfortunately, insurance portfolio is something that most of us are not taking cared of. Or perhaps not reviewing regularly. Many still consider insurance premiums as an expenses. For some, ... Read More »

5 Easy Ways to Get Out of Credit Card Debt

credit card debt

Falling into the deep, inky, black hole that is credit card debt is a problem for a lot of people. It adds to the stigma that credit cards are an instant gateway to debt. What some may fail to realize is that there can be valid reasons for it, and while having an amount of debt that high isn’t ideal, ... Read More »

How to be an Agrivestor

AGRIVESTORS are those who are actively investing in the agriculture. It may not be in any dictionary, it’s a term we want to call ourselves. We take pride on being one, helping the farmer feed the people. Most investors usually invest in stocks, pooled funds, real estate or business. Unknowingly, the opportunity in agriculture can be as high or even higher ... Read More »