FLPH Updates

About Richard Macalintal

Hi my name is Richard. I am a Registered Financial Services Consultant in Singapore. If you have any queries or you need help on your insurance policies and investment linked products, feel free to message me :-) We can have a cup of coffee while I do financial review and give advice with regards to your finances :-) Contact me thru email rlmacalintal(at)yahoo.com or SMS me +65 82235186. Disclosure: I am a Financial Consultant of AIA. The statements or opinions expressed on this site are my own and do not necessarily represent those of AIA.

4 comments

  1. Thanks! It’s very informative.

    There’s so many taxes! haha Good thing they’re automated.

  2. What if client outlived his VUL plan? Will the fund value subjected to tax?

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