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Do you rely on your children as your future investment?

In the Philippines, most parents rely on their children to take ┬ácare of them and provide them everything when they grow old. They consider them an investment which will give them great returns when they grow up and started working. This has been a cycle and most parents rely on it. For some, they will say there’s nothing wrong with ... Read More »

How to Make Your Travel Time a Very Productive One

On average, people spend around 500 to 1000 hours per year sitting in a car, riding in a bus, or any means of transportation they use everyday. That’s quite a lot of hours that can either be wasted or be productive. For most people I saw, they are either sleeping, watching movies on their mobile phone, facebooking, playing and other ... Read More »

Don’t Have Time to Buy and Sell Stocks? Invest in Mutual Funds

If you will invest in stocks, you need to be involve in buying and selling. One problem is, Philippine Stocks Exchange trading hour is only from 9AM to 3PM +8GMT time between Monday to Friday. This is a problem especially to those OFW’s with a different timezone and don’t have frequent access to computer. Alternatively, you can invest in MUTUAL ... Read More »

Do You Think Putting Money in the Bank Makes You a Saver?

Most Filipinos believe that putting money in the bank is the best decision they can make. And for that, they will call themselves SAVERS. In general, bank offers a safe place to hold your money and give you a little interest in return. And for that, we are thankful for them. However, I have a different point of view. By ... Read More »

Delayed Gratification is the Key to Have a Good Savings and Investment Plan

According to wikipedia, delayed gratification or deffered gratification is the ability to resist the temptation for an immediate reward and wait for a later reward. Generally, delayed gratification is associated with resisting a smaller but more immediate reward in order to receive a larger or more enduring reward later. With regards to savings, most people will probably say they cannot ... Read More »