Insurance

Leave a Term Insurance as LEGACY for Your Loved Ones

All of us will finally meet our creator one day. Aside from having a good reputation, we can leave a legacy that our loved ones can benefit from. Rather than debt, let’s leave them inheritance in the form of insurance proceeds. Having insurance as a gift to your family is one of the best thing you can do for them. ... Read More »

Insurance for Diabetes: Here’s the ONLY policy you can get!

We all need insurance. However, not all are insurable. There are some with pre existing conditions that cannot get insurance anymore. One of those conditions are those with diabetes. From wikipedia, Diabetes mellitus (DM), commonly referred to as diabetes, is a group of metabolic diseases in which there are high blood sugar levels over a prolonged period. There are 4 ... Read More »

Why Do You Need Accident Insurance?

As mentioned on my previous blog post, we all need 3 insurance to give us complete protection: LIFE, MEDICAL and ACCIDENT policies. Do check out my previous post about it. Why do we need accident insurance if we have medical and life coverage already? Perhaps, this is a policy with less important to us or with least priority unless we ... Read More »

Do You Need Loss of Income Protection?

Insurance is all about risk management. It’s where we transfer life’s risk to insurance companies for a small fee. Now imagine yourself as a breadwinner who supports your family financially. If one day you got sick and cannot work, do you have other source of income where your family back home can rely on? If one day your company stops ... Read More »

Do you have the right CRITICAL ILLNESS coverage?

There are 3 insurance plans we need to have: LIFE, MEDICAL and ACCIDENT. Among these 3, MEDICAL policy is the most important followed by LIFE coverage. Life coverage covers 3 areas: death, total & permanent disability and critical illness protection. In the event of hospitalisation, we all know how expensive it is and how detrimental to our finances if we don’t ... Read More »

Does Your Insurance Portfolio Coping Up With Your Investment Portfolio?

While we are busy building our investment portfolio, kumusta naman kaya ang insurance portfolio natin? Lumalaki din kay coping with the increase in our needs and cost of medical expenses nowadays? Unfortunately, insurance portfolio is something that most of us are not taking cared of. Or perhaps not reviewing regularly. Many still consider insurance premiums as an expenses. For some, ... Read More »