Investing Mindset

Investing Mindset

Stocks, Bonds, Equities and the rest are great multiplier of money. It’s also the easiest way to start investing. But then, without financial literacy, money alone is not enough. Having a LOT of money without financial literacy is a BURDEN, not a BLESSING.

Differentiate NEEDS and WANTS. Buy ASSETS not LIABILITIES. Invest NOW, not TOMORROW. Be an INVESTOR, not just a mere SAVER.


I know some of you invest or open investment account just for the purpose of having one, or you saw other people doing the same. But maybe only few knows what he/she is investing. How it works. Where does the money goes. Who is managing the money. Etc.

At the end of the day, you’re still TRAP in a Rat Race. Have a concrete financial plan. Your big pay check today is only good while you are working. You cannot work forever. We are not OFW for the rest of our life. It’s not enough that you are waiting for your monthly paycheck, there’s more than that. It’s easier TO EARN lots of money during our prime, but only FEW knows how to keep that money flowing for the rest of their life. Learn how to make money work for you, not the other way around.

Learn to increase cashflow, build your portfolio and have a passive income…

SHARE your blessings. Let’s make ourselves rich not to buy big house, fancy cars, latest gadgets and the like. Let’s make ourselves rich so that we can serve the LORD and our FELLOWS with the money that we have.

About Richard Macalintal

Hi my name is Richard. I am a Registered Financial Services Consultant in Singapore. If you have any queries or you need help on your insurance policies and investment linked products, feel free to message me :-) We can have a cup of coffee while I do financial review and give advice with regards to your finances :-) Contact me thru email rlmacalintal(at) or SMS me +65 82235186. Disclosure: I am a Financial Consultant of AIA. The statements or opinions expressed on this site are my own and do not necessarily represent those of AIA.


  1. Dear sir please refer me an insurance company that give term insurance cover in 10years and can be renew face amount. 1.8 million if I will die.thanks

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