PHILHEALTH Premium for OFW’s Increased Significantly for 2020 Onwards

PHILHEALTH Premium for OFW’s Increased Significantly for 2020 Onwards

While we are all busy with the COVID-19 news, we may not be aware of the huge hike in Philhealth contributions. In it’s Circular No. 2019-0009 last year, premium rates will be increased significantly over the next 5 years. See below table for the new rate.


Last time, OFW Philhealth contribution is around PHP2400 only per year. With the current rate, if you earn around PHP60,000 and above monthly, your contribution will be PHP1,800 per month or PHP21,600 in a year. That’s a huge increase. The ceiling of PHP60,000 will increase by PHP10,000 per year, till it reach maximum of PHP100,000 in the next 5 years. By that time, maximum contribution is now at PHP60,000 per year.


Supposedly it will be implemented this year, but everybody are busy with the current pandemic. They don’t have guidelines yet on how they will implement this in Singapore. Considering that we are not required to pay Philhealth contribution before, I wonder how are they going to oblige us to pay and how are we going to pay the contribution.


The purpose of the hike is to fund the Universal Health Care Law. It will give all Filipino access to healthcare support, without worrying about the bills. However, considering that there are millions of Filipinos on the poverty sector who will not contribute on the fund, the workforce and OFW’s are the one who will shoulder most of the cost.


UHC law is good. This is what our kababayan need most. We may not see the importance of this now because we are currently on our prime and working, but soon on our golden years, this will help us a lot. I’m in an insurance business and I know the value of healthcare and how expensive it is to get one. I just wish that they postpone the implementation till the pandemic is over. I know for sure, there are lots of OFW’s who are in need of financial resources now to support their families affected by the lockdown.


What’s your thoughts on this? Feel free to comment below.


For more info, visit NEDA or PHILHEALTH site.

About Richard Macalintal

Hi my name is Richard. I am a Registered Financial Services Consultant in Singapore. If you have any queries or you need help on your insurance policies and investment linked products, feel free to message me :-) We can have a cup of coffee while I do financial review and give advice with regards to your finances :-) Contact me thru email rlmacalintal(at) or SMS me +65 82235186. Disclosure: I am a Financial Consultant of AIA. The statements or opinions expressed on this site are my own and do not necessarily represent those of AIA.


  1. Hindi patas yan lalo n sa amin mga ofw. grabe naman kayo, sobrang laki ng kukunin nyo tapos d naman namin nagagamit yan, at ginawa nyo mandatory sa ofw? di nyo ba alam na pag nauwi kami para magbakasyon e konting pera lang ang naiuuwi kong pera para sa pamilya ko? minsan e utang pa, tpos magbabayad ako ng almost 30k sa philhealth? malaki nga ang sweldo nmin mga ofw kumpara sa mga taga pinas, pero malaki din ang gastusin ng pamilya ko, kaya nga ako ng abroad kasi dko kaya ibigay pag sa pinas ako magtatrabaho. tapos kukunin nyo? aba e utak talangka ba kyo? kaya nga ng abroad para khit papano mkaahon sa buhay, tpos kayo ilulubog nyo kmi? at pag di nkbayad, kmi pa ang magkakautang na may interest pa? Please lng, paki ayos naman po, wag nyo kming phirapan lalo, malayo n nga kmi s pmilya nmin e, mgbbyad p kmi ng malaki. dito nga libre insurance nmin, sagot ng kumpanya, consider expat kami, wl kmi binabayaran kahit anu, tpos s sariling bayan ko, sobrang laki ng bbryan ko na dko naman nggmit.
    yo pa?

  2. reygie avenido

    paano naging bayani ang tawag ng mga ofw?kung ganyan ang ginagawa nyo sa amin yung ibang ofw halos buwis buhay may maipadala lang sa pamilya tapos ito ngayon ang gagawin pag nagbakasyon kami yung kaunti naming ipon para sa pamilya pambabayad lng sa philhealth tapos pag kukuha ka oec di ka bibigyan pag di nagbayad

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